- Buy More Gift Cards At Gas Stations And Grocery Stores To Earn Extra Points Where You Wouldn't Normally.
- Filter Your Email, So You Never Miss A Deal.
- Choose The Reward Program That Adds The Highest Value To You.
We often come across some people who tell stories of their gaining rewards over their credit cards for traveling, shopping, food stores, and many more life tasks. Have you ever wondered how they do that?
They will always make you feel low about how they boost their credit rewards by telling unwanted tricks. They think in their minds that they are the only masters of these tricks and hacks.
Do you know how you also can achieve this feature, or you feel it is tough to get such rewards? If you think so, then you did not have to worry about these.
Here we are to present you 5 easy credit card hacks, which will help you build up more rewards.
1. Buy More Gift Cards At Gas Stations And Grocery Stores To Earn Extra Points Where You Wouldn’t Normally
These are the stores where you have to go often and are the best places to make a fair amount of rewards. These are the places where you will get some bonus points, so why not get some gift cards to earn even more? It’s a great idea.
Please be careful about terms and conditions while issuing credit cards because some issuers make a condition that buying gift cards will make you earn rewards, so please be careful. Also, few stores may give gift cards only over cash or debit cards, so please first decide on fee mode.
If you are not getting your credit card’s terms and conditions, it is also good to spend on groceries and gas stations to understand what you are getting on paying with your credit card. Here the benefit is you spending only small amounts.
2. Filter Your Email, So You Never Miss A Deal
Sometimes you might feel that your email is raining mail, and then you start ignoring your mailbox. During all these, there is a high possibility that you might miss some best deals to earn some rewards, so please be attentive to your mails.
To do that, you have to apply a filter in your mailbox so that you can get all the necessary emails about deals, or you can have a separate mail ID, especially for marketing purposes, which will get mail only from marketing sites.
There are some sites where you can quickly learn how to filter your mailbox so you can easily choose which emails you are interested in.
3. Choose The Reward Program That Adds The Highest Value To You
Always be choosy while selecting your reward program, because this is the most crucial step in your way to earning maximum possible rewards.
Let us understand this by an example, imagine you are a program for an airline traveling company, but you travel only once or twice a year, so what will you get? Nothing, there are significantly fewer chances of you getting a reward.
So don’t go for such deals. Instead, go for a deal that has the most to you, like grocery stores, gas stations, etc. where you go often. This will add more value to your reward cart.
4. Bonuses For Adding An Authorized User
Some credit card issuers offer a scheme in which you will get some compensation or rewards if you add an authorized user to your card.
If you have this kind of card, then you are lucky to have it. Adding your family member, a trustworthy friend who needs a credit card, will make them happy and earn you some rewards and gift cards.
Now your friend is also eligible to use your card and will earn some reward for your card, so the question arises: what if they want to spend cash, so then they can pay you money, and you pay through your card, as simple as that.
5. Personal Credit For Your Business Transactions
No matter, you are an employee or a business owner, you can use your card for the transactions related to business. If you are an employee, always fill the compensation form of all the valid purchases you have done for the company to be beneficial for you.
Suppose you are the boss of the business and are using a personal card for the transaction. In that case, the income points may be treated as the taxable income, if you use them as personal income, it is mandatorily noticed, but it’s good habit to keep these things in mind.
Even though it is still a good idea to use your card for business transactions, personal cards earn more points and rewards than those used for only business transactions.
We hope all these hacks will help you in building your rewards more and more.