How to Get Insurance for iPhone in India?

  • Contacting an authorised service centre is the safest option since they will provide authentic Apple-certified spare parts.
  • You can opt for insurance policies offered by top financers for third-party repairing services if you don’t have the time to visit a service centre.
  • Make sure to raise the claim within 24 hours of damage to your iPhone’s display.
  • You can contact the customer service number of your insurance provider to activate your Apple iPhone insurance in India.

According to Apple CEO Luca Maestri, as of January 2019, there were 900 million active iPhone users worldwide. Out of these, India accounted for less than 0.5% of users.

The premium pricing makes iPhones unaffordable for most individuals. Also, a large number of smartphone buyers resort to purchasing older models of iPhone when their prices decrease on the release of new generations. Even in these cases, the price tags of such iPhones are higher compared to their Android counterparts.

Having Apple iPhone insurance in India becomes all the more necessary for such smartphone users. Buying a smartphone insurance policy keeps your iPhone financially secure, especially when you have invested a considerable sum on purchasing it.

Several financiers have started to introduce mobile phone insurance policies.

The global mobile phone insurance policy market will be worth $27 billion by 2020.

What does Apple iPhone insurance in India cover?

The cost of having an iPhone display replaced depends on the model.

An iPhone insurance essentially covers your smartphone’s screen. The chances of damaging your phone’s display, compared to other areas of the device, are the highest. Having a cracked screen is not a rarity even with Gorilla Glass and tempered glass protectors.

A survey by Flipkart found that –

● 42% of smartphone users end-up with a cracked display.

● 1/5th of the iPhone users use broken screens for as long as possible.

Why is buying an Apple screen insurance policy beneficial?

Neither Apple nor any other smartphone manufacturer offers warranty coverage on cracked displays. Meaning, you will have to pay to replace the display even if the warranty is still active.

Even with extended warranties, accidental damage or damages occurring due to other incidents to your smartphone screen are not covered.

Apple iPhone insurance in India is thus essential for the necessary financial coverage for damages that standard warranties do not offer.

How much does it cost to replace a broken iPhone screen?

The cost of having an iPhone display replaced depends on the model. Average prices of replacement screens based on models –

● iPhone 6 – Rs.4,500.

● iPhone 7 – Rs.8,500.

● iPhone 8 – Rs.12,000.

● iPhone X – Rs.27,000.

Hence, buying an online mobile insurance plan for your iPhone is always beneficial, especially if you have one of the latest models.

What does an Apple screen insurance plan cover?

You can be financially covered against the following incidents with an Apple screen insurance plan –

1. Accidental damage

Pocket Insurance & Subscriptions like Mobile Screen Insurance offered by Bajaj Finserv reimburses the cost of replacing a damaged screen caused due to an accident.

2. Damages due to burglary or robbery

Your iPhone’s screen will also be financially covered in case of damage due to burglary or robbery when you buy mobile insurance.

Bajaj Finserv also provides the Handheld Tablet Devices Insurance plan, which protects your tablet in case of damages due to such incidents.

3. Damage due to other perils

An iPhone mobile insurance policy will also provide coverage if the screen is damaged due to the following –

● Fire

● Lightning

● Explosion/implosion

● Riots

● Strikes

● Cyclones

● Earthquakes

● Floods

Other than financial coverage of your device, you should also consider purchasing a Mobile Charger Insurance policy offered by Bajaj Finserv.

4. Mechanical or electrical breakdown

Your screen insurance policy will cover all expenses arising from replacing a display that has been damaged due to mechanical or electrical failures.

How to buy a mobile screen insurance policy?

You can purchase these insurance plans online. Insurance providers assist you to purchase Apple iPhone insurance in India with the utmost convenience. Provide just a few necessary personal details and pay the premium to purchase and initiate the insurance coverage.

Buying an online mobile insurance plan for your iPhone is always beneficial, especially if you have one of the latest models.

Where can you have a cracked iPhone screen replaced?

As per the Flipkart survey –

● 43% of smartphone users opt for authorized service centres.

● 23% of users visit local repair shops.

Having a cracked display replaced may not be as much of a hassle if you own an Android device – a majority of local shops offer screen replacement services at affordable costs (in case the warranty period is exhausted.)

However, that is not the case for Apple iPhones. You may not be able to replace the cracked display from a local repair shop since such options are limited.

In such cases, you have the following two options:

I. Authorized service centre.

II. Online mobile repair services.

Contacting an authorized service centre is the safest option since they will provide authentic Apple-certified spare parts.

On the other hand, you can opt for insurance policies offered by top financers for third-party repairing services if you don’t have the time to visit a service centre. The financer will collect your iPhone from your doorstep, have it repaired, and deliver your iPhone to you. Some companies also provide the option of a replacement phone, during the repair period, with additional charges.

Lastly, make sure to raise the claim within 24 hours of damage to your iPhone’s display. You can contact the customer service number of your insurance provider to activate your Apple iPhone insurance in India.

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courtney williams

I am a blogger and love to write content about finance and investments.0

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