Hertz Bonds, Short Term, High Yield, Fixed Income Investment, Yielding 6.5% YTM

For this week’s bond review, Durig Capital ventures into the auto world to look at one of the leading auto rental companies in the U.S. and around the world. Hertz Global (NYSE:HTZ) had a fantastic 2018 and 2019 looks to be shaping up much the same.

  • First quarter 2019 is the seventh consecutive quarter the company has recorded year-over-year growth.
  • Total revenues were up 2% (during one the company’s historically slow quarters), up 4% on a constant currency basis.
  • Revenues in the U.S. grew by 7%.
  • Cash flow provided by operating activities grew by 28% over first quarter 2018.
  • First quarter 2019 interest coverage of 3.4x.

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Toronto Wins NBA Championship; Middle East Conflicts Continue

The Toronto Raptors have officially become champions in the NBA after defeating the Golden State Warriors in a very close game.  Kevin Lowry scored 26 points leading their team to a victory.  Kevin Lowry was singled out for his opposition to the Toronto Raptors fans cheering the injury to Kevin Durant.  The injury to Klay Thompson in the fourth quarter was the final clincher in the defeat of Golden State.  Clay Thompson we see was the difference between the two squads. Golden State without Kevin Durant and Klay Thompson already gave Toronto the edge eventually the championship.  The injury to Klay Thompson when he went up for the layup was for sure not intentional.  It was just an attempt to block his shot. The ballplayers showed proper sportsmanship during the game and afterwards.

Sanders’ Speech Muddies the Waters on Socialism

For someone who speaks so often, and so fondly, of “democratic socialism,” Sen. Bernie Sanders (I-VT) seems to have no idea what it is.  On Wednesday, the two-time independent candidate for the Democratic presidential nomination delivered a “major speech,” entitled “How Democratic Socialism Is the Only Way to Defeat Oligarchy and Authoritarianism.”  It was the second time he has attempted to describe this utopian society entirely free from want.  And, just as in 2015, he left all but his most dedicated Berners wanting.

Must There Be a White House Press Secretary?

On Thursday, President Trump took to his favorite medium to announce his Press Secretary, Sarah Huckabee Sanders, would be leaving her post at the end of the month.  Trump tweeted she would be returning to her native Arkansas, and added, “I hope she decides to run for Governor.”  Sanders is the 43rd high-profile departure from an administration well known for its record high turnover.  Her successor will be the third White House Press Secretary to serve the Trump administration.  But should they?

6 Things To Do When Leaving a Toxic Relationship

We’ve all had toxic relationships of one form or another—whether it be a friend, a family member or an intimate relationship. Some relationships such as with family members may be hard to break but others such as intimate relationships often need to be ended.

If you are in a toxic relationship and have decided to end it, be prepared to face more challenges than you thought. Although you will have great relief at first, you will more than likely fall back in to old thinking patterns and you will have the urge to contact the individual who is not healthy for you or to use other unhealthy coping mechanisms. But there are certain things you can do to get through the breakup period successfully in order for you to find yourself again, love yourself again and to start your new life.

Numbify, new Lidocaine based pain relief, increased its numbing effectiveness by 30%!

Effective June 1st. Numbifys new updated formula increased its numbing effectiveness on average among those who tested it by ~ 30%.  This additional effectiveness at relieving pain is over and above what Numbify already offered, which was a numbing experience that many already considered to be the strongest numbing OTC pain relief. Numbify is offered in creams, sprays and gels.

Biden vs Warren: Polls/Pathway? Biden. Crowd Size? Warren.

Source: Realclearpolitics.com

Polls: Biden

On polls, former Vice President Joe Biden (D) has about a 20 point lead over Sen Elizabeth Warren (D). Remember polls are not very accurate if the people being polled don’t trust the poll takers. With that said Biden has the clear advantage. Studies say that if the poll recipient believes there is evidence of a biases or polarity to their own personal belief or to what they are personally representing, they will not be completed forthright.

Who Else Wants a Beautiful Luxury Kitchen?

A luxurious kitchen is not something that only the elite can wish for. Kitchen is a place where you spend a lot of your time and everyone does deserve a beautiful and well-designed kitchen, which makes you want to cook all day. Isn’t that your dream too?

But first things first; what are the features of beautiful kitchens and luxury kitchen appliances that all of us wish for?  Some common answers could be: use of lot of marble, designing peninsulas and islands, and including high-end and luxury kitchen appliances.

216 Murdered in 28 Islamic Terrorist Attacks Over Last Week, Down from Previous Week

This worked out to be 61 killed by Islamic terrorist attacks per day and an average of four attacks per day as well. This was below last week’s 261 killed with 48 separate attacks.

As Ramadan ended on June third it appears the number of attacks has declined, but this week we have seen one of the most villainous attacks in awhile, especially because of the high number of innocent children involved.

Britons Back Boris to Deliver Brexit, Beat Brexit

The race for arguably the least-desirable job in global politics may be turning in to a cakewalk. Boris Johnson, former London Mayor, Foreign Secretary, and current brash Brexiteer, appears to be cruising to 10 Downing Street, to succeed Theresa May as leader of the Conservative Party and Prime Minister of the United Kingdom. Johnson easily topped his rivals in the first round of voting among Tory MPs Thursday. Eventually, all but two candidates will be eliminated, giving the party’s 160,000 faithful the final choice. As is typically the case in electoral politics, winning the job will be the easy part.

Frontier Communications Bonds, Short Term, High Yield, Fixed Income Investment, Yielding 27% YTM

This week, Durig Capital ventures into the telecom space to look at one of the country’s major telecommunications services providers. Frontier Communications (NASDAQ: FTR) has been working hard to transform itself as cable, voice and internet usage continues to change and evolve. The company’s most recent quarter highlights some of its progress as well as actions Frontier is taking to remain competitive.

Brooks Koepka and Dustin Johnson (8-1) Co-Favorites in U.S. Open

Hilary Clinton Accuses Trump of Her Own Actions

It’s astonishing really. Not only is Hilary not been held accountable for her many wrongful actions, even worse she is making public speeches basically accusing Donald Trump of actions that she did (or was in charge of) that we know were illegal and/or unethical.

We took words from Hilary Clinton’s speech on YouTube as she “assails President Trump” from her speech on May 30th 2019.

Who Governs Moldova? Political Crisis Produces a Pair

A political crisis in one of Europe’s poorest countries has brought Moldova’s governments to a standstill. Both of them. Two rival governments, each claiming to be the sole legitimate administration within the former Soviet republic, held separate cabinet meetings on Monday. The bizarre scenes stem from an inconclusive election in February, and a dispute over new ones in September. One of the factions, an arrangement of strange political bedfellows, was able to secure the backing of an even stranger alliance abroad: Russia and the West. It’s about the only thing they can agree on.

Remarkable Growth in Global Perfume and Fragrance Market

The Global Perfume and Fragrance Market are observing a remarkable growth owing to factors such as rapid urbanization, rise in disposable income and changing lifestyle of consumers. With more and more consumers spending on personal care & beauty products is expected to be one of the significant reasons for the rising growth of perfumery products which in turn intensifies the sales of perfume & fragrance products during the forecast period.

Constitutional Conflict: House Votes in Contempt, DOJ Threatens Executive Privilege

The ongoing struggle between the irresistible Democratic House and the immovable Republican presidency escalated again Tuesday. Along party lines, the House voted to hold Attorney General William Barr, and former White House Counsel Don McGahn, in civil contempt of Congress. In response, the Justice Department threatened to invoke Executive Privilege to block House access to documents pertaining to the U.S. Census. It’s the latest skirmish in a conflict that has consumed the capitol and paralyzed policymaking.

Is California Offering Government-provided Healthcare to Illegal Aliens While Refusing the Same Free Services to Seniors?

Is California discriminating?

How do you value someone? One way is to give them more than others. How do you say you don’t value someone? You give them less than others, or better yet charge them for the same services you’re giving away to others.

California Governor Gavin Newsom (D) Source Wikimedia

For American citizens the single largest benefit in the Untied States is healthcare. California Governor Gavin Newsom (D) has supported a bill that, if approved by the Democratic super majority, will soon provide undocumented immigrants access to free Medi-Cal, the State’s low-income healthcare insurance program.

Nap Time: Benefits that Naps Bring to Children

The human brain depends on the experiences and interactions at the firsts years of age to be able to develop. It is in early childhood that the major synapses (neural connections) are defined and that will make the difference in the future.

A child’s brain continues to process information even when they are sleeping. For that reason, “Nap Time” or “Quiet Time” is important.

Compare – Life & Death Fair Play in the Middle East vs games like Golden State vs Toronto

Kevin Durant suffered a right lower leg injury in Game 5 of the playoffs and could not make the first four games in the finals between Golden State and Toronto.  He appeared in game five and played spectacularly until the middle of the second quarter. He made his first three 3 point attempts, he blocked a shot, until he took a hard fall over Toronto Raptors big man Serge Ibaka injuring his Achilles tendon.  The Raptor fans started cheering.  The players on Toronto especially Kyle Lowry took offense to his supporters from Toronto and objected to them cheering the injury of Kevin.  They knew that the Lord in heaven did not like this reaction to the injury of a vital player on their opponent Golden State.  Even though without Kevin Durant they had already defeated Golden State in three of the four first games of the finals, it is not good sportsmanship to applaud his injury. Also God took offense to the reactions of the crowd to teach them a lesson and Golden State defeated Toronto even without Kevin.

Trump’s Trade Wars, Tariffs, Sanctions, Bans; What’s Next?

President Donald Trump (R) lifted his tariffs against Mexico and Canada, but is he scaling up on China. So what about cars, steel, aluminium, washing machines, Iran, North Korea, Venezuela, Cuba and Huawei?

Trade Wars

Cars: Trump asked for and received a government study on car imports. He was particularly angered last November when General Motors announced that it was closing car assembly plants in Ohio, Michigan and Maryland. Trump has threatened to impose a 25% tariff on imported cars in retaliation for GM’s moves.

Loyalty, is it an Obligation? What about Loyalty to God?

Loyalty is defined as faithfulness to accept obligation. It has an important place in life.

Two people marry.  They should be loyal to each other. A person goes out to work and accepts a job.  His employer expects his worker to be loyal.  This means that his worker is required to do all of his appointed duties.  The employer designates to his worker what is his job.  He is not obligated to do the job which is appointed to another worker. If the employee will not perform the employer has the right to fire him. 

SCOTUS Roundup: Calm Monday Leaves Chaotic Work Ahead

Call it the calm before the storm. After another relatively quiet Monday, the Supreme Court adjourned for the week, leaving its most divisive work for another time. The Court did decide three cases, two of them by unanimous decision, and rejected others. More than two dozen cases remain over the Court’s final three weeks, setting the stage for a potentially explosive finish.

Virtual Reality is Changing Timeshare Group Presentations

Microsoft PowerPoint is the leading presentation software by a distance and is said by Microsoft to have been installed on over a billion computers worldwide. What began as a very basic piece of software, has become an incredibly powerful design tool for storytelling and putting a guest or potential owner in the picture for timeshare developers.

Technology is most certainly changing the way we all present, providing new ways to engage audiences and interact with content, and the timeshare presentations of the future could be unrecognisable to those we sit through today.

Up to a Million Protest Hong Kong Extradition Bill

Hundreds of thousands, and perhaps up to one million people jammed the streets of Hong Kong on Sunday to protest amendments by the Legislative Council, which would allow the extradition of those accused of crimes to mainland China. Opponents believe the bill will allow the communist regime to target political opponents, whether living in or visiting Hong Kong, and threaten the city’s longstanding autonomy. Beijing is said to want the bill “urgently,” and the LegCo pledged to press on regardless.

Opposition Arrests, Military Violence, Escalate Sudan Crisis

Three opposition members, acting as mediators between Sudan’s Transitional Military Council and the pro-democracy Alliance for Freedom and Change, were arrested over the weekend. In response, protesters called for a nationwide campaign of civil disobedience Saturday. It’s the latest development in an ongoing, and frequently violent crisis in a country all too accustomed to them.

Loving You is a Losing Game: A Song Review

Duncan Lawrence received the award for his song “Loving You is a Losing Game” at the Eurovision song contest in Jerusalem last month. Everyone wants love. Love is in our nature from birth.

The baby comes out of his mother’s womb and cries.  He cries for love. His mother embraces him and feeds him. Children need love throughout the childhood and adolescence. When they reach the age of 12 for a girl and 13 for a boy they need love which their mother can no longer give them. By some people this stage in life is called independence.  Others say that it is the trick of the devil.  The song of Duncan Lawrence “Loving you is a losing game” is teaching beware of love.

Piercings: To Numb or Not to Numb, That is the Question

Whether ’tis nobler in the mind to suffer the slings and arrows of outrageous pain,

Or to take arms against a sea of troubles, And by opposing end them? To die: to sleep; No more in pain; and by a sleep to say we end the heart-ache and the thousand natural shocks with only the very strongest numbing agents.

Quote: Almost Shakespeare

It’s well known that when getting a tattoo, wax, or laser hair treatment that you can relieve a lot of pain with a numbing cream, but what is less talked about is getting piercings.

U.S., Mexico Strike Deal to Avoid Tariffs

Late Friday evening, President Trump took to his favorite platform to make a major announcement. “I am pleased to inform you that The United States of America has reached a signed agreement with Mexico,” he tweeted. “The Tariffs scheduled to be implemented by the U.S. on Monday, against Mexico, are hereby indefinitely suspended.” At first glance, the agreement alluded to seems to have been based on earlier reports of Mexico redoubling its border security. The news was welcomed by all sides Friday night, weary of the damage Trump’s tariffs might have caused.

Mexico Wants to Appease Trump and Send National Guard to Southern Border

Negotiations take days in Washington- but still breakthrough is missing. If nothing happens, US tariffs will apply to all imports from Mexico on Monday. The Mexican government is now making concessions.

To appease US President Donald Trump in the migration dispute, Mexico wants to deploy 6,000 National Guardsmen on its Southern border. Mexican Foreign Minister, Marcelo Ebrard said this on Thursday in talks with US officials in Washington. This is to prevent the entry of Central American migrants on their way to the USA. The Mexican government wants to prevent with a set of concessions that Trump raises from Monday to punitive tariffs on Mexican imports.

Trump Wants to Stop Border Crossings; Mexico’s Foreign Minister Compared Him to Hitler

Border crossings are exploding, with over 144k people crossing in May 2019, up 182% over May 2018. We have seen over 675,000 apprehensions so far this year, up 99% over this time last year.

Sources: U.S. Customs and Border Protection

The Biggest Border issues are in El Paso, up 2,100%

The El Paso district has seen a 2,100% increase in border crossings compared to 2018. The city has a population of about 840k, and the district has seen over 100k apprehensions. El Paso is just across the border from Ciudad Juarez. With a population of 1.5 million, Ciudad Juarez is the most populated city in the state of Chihuahua. Interestingly, the biggest migration is next to a major Mexican City.

Sources: U.S. Customs and Border Protection

Are Mexican Officials Working for a Deal?

The person negotiating to avoid Trump’s tariffs on Mexico is Marcelo Ebrard, the Foreign Minister and an active politician.

He worked for the Hillary Clinton Campaign. Mr. Ebrard said “It was after hearing Donald Trump speak…that I decided to get much more involved, beyond just giving opinions. The risk represented by el Señor Trump, the things that he says, in particular about Mexico, but in general, too, are like nothing else I’ve encountered.”

President of the Untied States Donald Trump has  proposed placing tariffs on Mexico to force them to stop or mitigate illegal immigration flows into the US. The Mexican Foreign Mister who just visited the White House has compared Trump to Hitler claiming “He, like Hitler, is a good communicator.” and is “Mexico’s Enemy.” Mr. Ebrard has a history of meddling in US elections, working on Latino get-out-the-vote campaigns. In the past Mr. Ebrard worked with Voto Latino, one of many voter-registration and participation groups in California, Arizona, Florida, Chicago, and elsewhere.

As a foreign national, Mr. Ebrard openly supported and worked with and for a US president candidate, in this case Hillary Clinton. Mexican officials do far more each election cycle to interfere in US elections than the Russians, but the Bob Mueller investigation and Congress weren’t interested in that. Clinton and the Democrats repeatedly accused Russia of illegal influence in the 2016 election and connected it to Trump. Nothing was proven but there’s plenty of evidence of Mexican influence that helps the DNC. The mainstream press has also been silent about Mr. Ebrard’s past as he negotiates with the White House.

So not only has Ebrard worked to help Democrats in the past but he’s also called Trump the “Enemy” and compared him to Hitler. This is the man negotiating a deal between the US and Mexico. Will he sabotage any deal and try to blame it on Trump?

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Gay Pride Parade in Jerusalem

June 6 saw an organized Gay Pride Parade in Jerusalem.

The Orthodox Rabbis of Israel have called for Jews to demonstrate against the Gay Parade.  Gay parades have become the custom almost throughout the whole world.  There was recently a Gay parade in Tel Aviv.  Homosexuality is not new. It always existed but was kept quiet and restricted to locations which were designated as places where Gays gathered such as Gay beaches, Gay clubs.  The Gay community respected and recognized that there was opposition to them and conducted their interaction in public places designated for them.