Advice for Anyone Looking to Sell Their Business

You’ve put your heart and soul into your business. It’s been a fulfilling adventure, bringing you the success you hoped for when you opened your doors. You’re ready to move on to the next chapter in your life. It’s time to pass the torch to someone else. Before you can hang up your “for sale” sign, consider the following tips to smooth the way as you prepare to sell your business.

How to Save on Maintenance Costs For Your Business

Whether big, medium, or small, a business is created with the chief purpose of earning profits. The best method to achieving business success is maximum profits while maintaining minimal expenses. Maintenance costs tend to drain a business’s cash reserve. They are often too high that the business’s profit margin is drastically reduced, and growth is held at the throat. The biggest question by most business owners and investors is the tip on how to cut business maintenance costs. The approaches applied in cutting the maintenance costs for businesses are ideally similar, whether big or small. Some of the techniques that established firms have experimented with to success include:

Why You Should Probably Invest In Cryptocurrency

In 2010, if you said that a sizable amount of your investment portfolio was in cryptocurrency, people would have laughed you out of the room. Ten years ago, the public poorly understood cryptocurrency. It was thought to be little more than digital currency on par with digital currency used to buy and sell items in video games. Nowadays, if a person’s portfolio does not include some cryptocurrency, an investor may see them as being behind the times.

5 Home Renovations to Save Money On Your Bills

Household bills account for a considerable amount of expenses that you have to pay off monthly. One way to solve this problem and reduce your costs is to undertake home renovations. Here are some strategies you can implement.

Upgrade the Doors and Windows

Investing in sophisticated heating and cooling appliances helps a great deal to reduce the bills, but have you considered how the state of your window contributes to these expenses? The condition of your window can either increase or decrease the heating and cooling costs significantly. While upgrading all the windows and doors at once is an expensive undertaking, consider swapping the existing ones for those that are energy-star rated one at a time.

How Influencer Marketing Can Help Grow Your Brand

When you start a business, your ultimate goal is to make it grow and become one of the leading brands in your industry. To achieve this, many dynamics are involved, and you have to get acquainted with them for you to grow your brand successfully. According to experts, a business needs to be trusted by the consumers for it to grow. The best way to do your business to be trusted is by using influencer marketing.

Top 5 Investments You Should Consider

Investing is one thing that everyone should consider if they want a peaceful retirement. The choice on whether to invest or not lies in how you have planned with your income. So you might be asking what the right time to invest is. With the investment, you can start at any age, but it is recommended to start early so that you will have attained your goal by the time you reach your retirement age.

3 AI Trends Revolutionizing the Banking Industry

The pace of digital transformation in banking has accelerated during the past year. Banks process a sizeable number of digital transactions and maintain a vast collection of customer data. Capable of analyzing massive data volumes, artificial intelligence has the power to revolutionize how banks use all this information. The following are three areas where AI trends are significantly impacting the financial banking industry in 2021.

3 Resources for Young Investors

Investing is not for the faint at heart. It takes time, commitment, and patience. Proper investing requires knowledge and maybe even help from an expert. Investing can be scary, but hopefully, by the end of this, some of your fears and burdens may be lifted.

There are a lot of questions people ask before getting involved with making investments. From how much money it takes to start to how long should you hold an investment, some answers are more palatable coming from an investing professional.

How to Stay Ahead of Your Business’s Taxes

When you are the owner of a business you are going to have a lot of different responsibilities that need to take place. One task that all business owners need to handle each year is paying taxes. Each year, all businesses need to file tax returns and pay their tax liability to both their state and the federal government. At the end of the year, it could seem like a rush to get this all down. However, there are a few tips that can be followed that will help you stay ahead of your business taxes.

How to Choose the Right Commercial Finance Lenders

If you want your company to grow, the right commercial finance providers can take you places. With their seasoned understanding of your business and the commercial loan market, they would help you pick the funds you need to make your investment grow.

The problem is there are manifold financial brokers out there. Since every broker or provider is competing for your business, it would be difficult for you to find the right one. It is a procedure that is tough for even the most experienced investors.

Economic Impact of Covid-19 on Investments in South East Asia

The fallout of the coronavirus is still being felt around the world. It has impacted on every industry and there are still question marks around exactly how much damage it has done to the global economy.

Business investment remains one area that is significantly affected by the pandemic, with the number of mergers and acquisitions (M&As) dropping dramatically in recent months. According to the World Investment Report 2020 by UNCTAD, the UN’s trade body, it is predicted that global foreign direct investment (FDI) would fall by 40% this year. It also stated that greenfield investments and M&As had already fallen by over 50% year on year in the first quarter of 2020.

How to Decide Whether Refinancing is Right for You?

Covid-19 has created a great deal of uncertainty in the financial markets and hurt employment prospects across the country. If your job is secure, you may not need to reduce your mortgage payments. However, the low rates available may be tempting you.

Cheaper Money

If you have unsecured debt, such as signature loans and credit cards, the equity in your house can provide you with cheaper money. However, if refinancing to wipe out your credit card debt only leads to more spending, it may not be a good decision. Debt consolidation via a mortgage refinance can give you a clean slate, but you’re better off putting away the credit cards before you refinance.

Who Really Won From Brexit?

On January 31, 2020, the Brexit was won by the United Kingdom Prime Minister Boris Johnson. This was a major victory for the conservative party and a long-awaited step toward their independence from the European Union. Prime Minister Johnson is the man chosen by the people to lead them through a time that will go down in Britain’s history.

Mobile AI Market Flowing at a Healthy Gowth Rate

Technology is retreating from a growth-at-all-costs, casting aside an approach that has worked for many mobiles AI generating companies but has sputtered in the real world of mobile and artificial intelligence. On this, Market Research Future study being into the spotlight that the global mobile AI market 2020 will be flowing at a healthy growth rate of 29.52% CAGR during the forecast period 2018–2023. Over this period, the market will also be valued at around $10.28 billion, with the same growth rate by 2023.

COVID-19 Tax Updates That You Need to Know

The ongoing pandemic has weighed in heavily on economies of countries all over the world. The global supply chain and health sectors have suffered the most significant blows. To cushion its citizens, the U.S government has made changes to several tax policies. Amid the coronavirus (COVID-19) threat, the U.S federal state and most local governments have resulted in supporting their economies through the implementation of measures like tax reliefs. Small businesses will also benefit from tax reliefs after the government passed legislation to have several aspects of tax policies changed in favor of the businesses. To the relief of many affected Americans, tax deadlines have also been extended. Below are several covid-19 tax updates that you need to know.

CYBERPOL Has Access to Your Bitcoin Wallet – Is It Still Anonymous?

On Sunday, May 3, the President of CYBERPOL Ricardo Baretzky stated they now have access to all bitcoin wallets. Interest in cryptocurrencies in the modern world is growing exponentially, and it is difficult to find a person who has not heard about bitcoins. Money is the equivalent of the cost of goods and services, as well as a means of exchange and savings. Traditional currencies, such as dollars, euros, rubles, and so on, are called Fiat money and are issued by Central banks of the Nations. PayPal and others operate using Fiat money.

World Economies Reopening Post Coronavirus – What It Means for Everyone in the Near Future

Currently there are over 3 million cases of coronavirus and over 211,000 dead around the globe. In the US there are over 1 million cases of the infected documented at present. Many nations are starting to reopen, including Italy. In the US some of the first states to reopen are Oklahoma and Georgia. However, many other states plan to open soon too, but with restrictions. The restrictions include wearing masks and people asked to be 6 feet apart. The US Guidelines on the reopening three phases here.

Authentic Incipient Approach to Evaluating Investment Conceptions/Ideas in Financial and Capital Management

In evaluating investment conceptions generally given the notion of the time value of mazuma (=money) over the projected time periods for investment and subsequently the expected earnings, simple analysis and valuation methods are generally predicated on discounting or not discounting cash flows (as in The following table is summarized) utilized.

The Future of Financial Services Part 2

Read about how the financial services industry is not just being shaken up with cosmetic changes, but is about to go through the process of being stripped down and rebuilt. We also feature an interview with a former Google tech lead about how his new company, which already has Lloyds Banking Group as a customer, is approaching legacy replacement at banks. Could it be the nearest thing to banking on Google available today?

The Future of Financial Services Part 1

The fintech industry is made up of many small but fast-growing companies, most of which are only known to a niche group of people. Just to confuse onlookers further, these companies might be part of a fintech subgroup like regtech or insurtech. But beyond the buzzwords and marketing spiel, the business-to-fintech industry offers businesses a wide range of products and services, which often help reduce costs and make them more effective.

Coronavirus Fears Present Phenomenal Opportunities for Savvy Income Investors

As fears of the continued global spread of the Coronavirus (COVID-19) continue to drive financial markets to new lows, savvy investors should take note of the excellent opportunities that this massive global sell-off is creating.

The World Health Organization on Coronaviruses:

“Coronaviruses (CoV) are a large family of viruses that cause illness ranging from the common cold to more severe diseases such as Middle East Respiratory Syndrome (MERS-CoV) and Severe Acute Respiratory Syndrome (SARS-CoV).

Coronaviruses are zoonotic, meaning they are transmitted between animals and people.  Common signs of infection include respiratory symptoms, fever, cough, shortness of breath and breathing difficulties. In more severe cases, infection can cause pneumonia, severe acute respiratory syndrome, kidney failure and even death. A novel coronavirus (nCoV) is a new strain that has not been previously identified in humans.”

Diebold Nixdorf Bonds, Short Term, High Yield, Fixed Income Investment, Yielding 9.5% YTM

In this bond review, Durig takes a look at a company which serves banks and retailers alike around the globe. Diebold Nixdorf (NYSE:DBD) has a full service suite of back office services, including software and hardware solutions for both banking and retail industries. With the release of its fourth quarter results, it appears as if the company is making progress towards its goals. A few highlights include:

How Companies that Act Fast on Engagement Outpace the Competition

Employee engagement is not a trend. Businesses that don’t address engagement, that fail to actively—and urgently—engage their employees risk being left far, far, behind. Two years ago, the Gallup Employee Engagement poll told businesses what most of us already knew. Employees were not engaged in their work. But the Gallup report provided statistics that could no longer be ignored.

Diebold Nixdorf Bonds, Short Term, High Yield, Fixed Income Investment, Yielding Over 12% YTM

For this week’s bond review, Durig looks at an issuer that provides services to banks and retailers around the world. Diebold Nixdorf (NYSE:DBD) provides end-to-end services, software and hardware for the banking and retail industries. Diebold has spent all of 2019 implementing its DN Now program, designed to increase efficiencies, decrease costs, and improve margins. With the release of its third quarter results, it appears as if the company is making progress towards these goals (see bullets above).

Chemours Company Bonds, Short Term, High Yield, Fixed Income Investment, Yielding Over 7% YTM

For this week’s bond review, Durig looks at a chemical company created by a DuPont spinoff in 2015. Chemours Company (NYSE:CC) is a global leader in the manufacturing of fluoroproducts, chemical solutions, and titanium technologies. It is one of the leading global producers of titanium dioxide (used in paints, coatings, plastics, cosmetics and food), as well as the creator and producer of Opteon™, an award winning environmentally sustainable refrigerant. Highlights from the company’s second quarter results include: (see bullets above).

Dividend Aristocrats: Income Growth Over Time + Historical Outperformance

In this review, Durig examines the ways in which holding a diverse portfolio of dividend paying, high quality blue chip stocks can help to provide investors some much needed stability.

Performance Highlights

(all performance is reported net of fee, as of 11-15-19)
  • Lifetime Return of 14.06%
  • Average Dividend Yield of 3.34%

Quality Investments That Deliver

As trade tensions between the US and China continue to plague financial markets, investors are looking for high quality investments that can still deliver.

Durig has found the solution; blue chip dividend stocks.

5 Benefits of Teamwork in Your Company

Teamwork has the potential to keep your organization strong and competitive. It helps your business to stay focused on delivering mission-critical projects to your global clients and enjoy a win-win situation, overcoming all business challenges.

According to an article published on, collaboration helps in achieving a common goal for growth and expansion. When the teammates in your company identify a common and focused business objective, such as acquiring leads converting them into loyal customers, enhancing profits, or taking an initiative in a new product launch, there is nothing like it. All team members work hard to achieve that goal.

Luxury Cigar Market in US: Data and a Premium Cigar Review

The year was 1492 when Christopher Columbus not only discovered a New World but a pleasurable new enjoyment that is delighting connoisseurs throughout the entire world to this day: premium tobacco. From this plant came the cigar, which spread in popularity throughout the world, attracting presidents, kings, generals, gentlemen, and even women. It is estimated that in the last century almost 80% of men in the US were cigar smokers, 20% smoking luxurious brands paired with premium drinks.

Brexit Cold Hard Facts – The Pros and Cons

Brexit is the withdrawal of the United Kingdom from the European Union, after the referendum held on 23 June 2016.  The HBO documentary Brexit depicts the behind the scenes experience of the referendum. The UK is a constitutional monarchy with a parliamentary system of governance that is based off of the Westminster system. Executive power rests in the hands of Her Majesty’s Government, the prime minister and the cabinet who are all members of the Privy Council. Legislative power is held within the bicameral parliament, the House of Commons and the House of Lords, the former being elected and the later appointed.

Tips and Tricks to Get Cheap and Quality Home Insurance

There are many reasons to purchase cheap home insurance in Martin County, Florida. First of all, you must make sure that your house, is protected against damage, theft, and floods. Secondly, you want to know if you are paying too much for home insurance and, if so, you should know if you have access to a more affordable insurer. Reading this article till the end will give you an insight into the information you need to get cheap insurance.